ZIP
56256
MN · County 27073 · pop 2,352 (population)
39.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #3010
Why This ZIP
ZIP 56256 ranks #3010 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56256 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27073 — ZIP 56256 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27073 — ZIP 56256 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27073 — ZIP 56256 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.4 |
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 17.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 87.5 |
| Bank Institutional | 63.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3010
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.3
Pulse score39.6
Signal Breakdown — 10 Categories
Vacancy
17.9
Auction / REO
—
Construction Pressure
87.5
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
44.4
Bank Institutional
63.2
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
78.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
17.9%
Bank Score
63.2
Insurance Score
0.0
Listings Discount
44.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56256 | 39.6 | 16.7 | 0.0 | 44.4 |
| County 27073 | 36.9 | 15.8 | 0.0 | 12.4 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56212 | 37.0 | OVERHEATED | VACANCY | — | 16 |
| 56257 | 36.4 | OVERHEATED | VACANCY | — | 16 |
| 56232 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 56265 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 56276 | 32.7 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56278 | 32.4 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56208 | 29.0 | WEAK | VACANCY | — | 13 |
| 56220 | 27.9 | WEAK | VACANCY | — | 11 |
| 56218 | 27.9 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56256
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.