ZIP
56326
MN · County 27041 · pop 1,838 (population)
39.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #2839
Why This ZIP
ZIP 56326 ranks #2839 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 36.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56326 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27041 — ZIP 56326 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27041 — ZIP 56326 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27041 — ZIP 56326 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.1 |
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 72.7 |
| Construction Pressure | 72.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2839
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp36.3
Pulse score41.3
Signal Breakdown — 10 Categories
Vacancy
22.0
Auction / REO
—
Construction Pressure
72.3
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
44.1
Bank Institutional
72.7
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
22.0%
Bank Score
72.7
Insurance Score
0.0
Listings Discount
44.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56326 | 41.3 | 17.4 | 0.0 | 44.1 |
| County 27041 | 35.0 | 17.3 | 0.0 | 17.4 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56360 | 36.5 | OVERHEATED | VACANCY | — | 17 |
| 56446 | 36.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56319 | 36.1 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56354 | 36.0 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56343 | 35.5 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56309 | 35.4 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56339 | 35.3 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56361 | 35.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56315 | 35.1 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56385 | 34.3 | EARLY_SIGNAL | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56326
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.