ZIP
56349
MN · County 27121 · pop 804 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15545
Why This ZIP
ZIP 56349 ranks #15545 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56349 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27121 — ZIP 56349 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27121 — ZIP 56349 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27121 — ZIP 56349 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 16.0 |
| Vacancy | 6.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.8 |
| Construction Pressure | 63.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15545
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.0
Pulse score35.0
Signal Breakdown — 10 Categories
Vacancy
6.5
Auction / REO
—
Construction Pressure
63.5
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
70.8
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.5%
Bank Score
70.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56349 | 35.0 | 17.2 | 0.0 | — |
| County 27121 | 33.3 | 16.4 | 0.0 | 11.4 |
| MN state avg | 27.6 | 8.9 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56343 | 35.5 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56385 | 34.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 56316 | 33.9 | EARLY_SIGNAL | VACANCY | — | 13 |
| 56381 | 33.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56334 | 32.7 | EARLY_SIGNAL | VACANCY | 24 | 17 |
| 56308 | 32.6 | EARLY_SIGNAL | VACANCY | 22 | 16 |
| 56327 | 32.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56323 | 29.5 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 56226 | 29.2 | WEAK | VACANCY | — | 15 |
| 56244 | 28.7 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/56349
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.