ZIP
56357
MN · County 27009 · pop 1,192 (population)
21.9
Opportunity Index
WEAKNational rank #33478
Why This ZIP
ZIP 56357 ranks #33478 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56357 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27009 — ZIP 56357 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27009 — ZIP 56357 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27009 — ZIP 56357 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 9.0 |
| Property Stress | 7.0 |
| Vacancy | 4.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#33478
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.3
Pulse score12.9
Signal Breakdown — 10 Categories
Vacancy
4.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
7.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
9.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.7%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56357 | 12.9 | 6.4 | 0.0 | — |
| County 27009 | 21.6 | 4.7 | 0.0 | 10.9 |
| MN state avg | 27.6 | 8.9 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56377 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 9 |
| 56373 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 55371 | 29.0 | WEAK | BANK_INSTITUTIONAL | 33 | 9 |
| 56367 | 26.4 | WEAK | BANK_INSTITUTIONAL | — | 6 |
| 56330 | 26.0 | WEAK | VACANCY | — | 12 |
| 56304 | 25.6 | WEAK | BANK_INSTITUTIONAL | 20 | 5 |
| 56329 | 24.6 | WEAK | BANK_INSTITUTIONAL | — | 7 |
| 56379 | 22.2 | WEAK | BANK_INSTITUTIONAL | 17 | 5 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/56357
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.