ZIP
56364
MN · County 27097 · pop 5,797 (population)
28.9
Opportunity Index
WEAKNational rank #25183
Why This ZIP
ZIP 56364 ranks #25183 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 25.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56364 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27097 — ZIP 56364 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27097 — ZIP 56364 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27097 — ZIP 56364 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Listings Discount | 16.2 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.5 |
| Construction Pressure | 60.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#25183
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp25.8
Pulse score30.9
Signal Breakdown — 10 Categories
Vacancy
7.0
Auction / REO
—
Construction Pressure
60.3
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
16.2
Bank Institutional
68.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
148.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.0%
Bank Score
68.5
Insurance Score
0.0
Listings Discount
16.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56364 | 30.9 | 14.3 | 0.0 | 16.2 |
| County 27097 | 30.6 | 13.9 | 0.0 | 19.2 |
| MN state avg | 27.6 | 8.9 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56473 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 44 | 23 |
| 56466 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 41 | 23 |
| 56318 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 44 | 17 |
| 56347 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 18 |
| 56353 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 15 |
| 56443 | 33.6 | EARLY_SIGNAL | VACANCY | 34 | 15 |
| 56382 | 33.4 | EARLY_SIGNAL | VACANCY | — | 15 |
| 56475 | 32.3 | EARLY_SIGNAL | VACANCY | — | 14 |
| 56345 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 14 |
| 56331 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/56364
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.