ZIP
56386
MN · County 27095 · pop 641 (population)
32.5
Opportunity Index
EARLY_SIGNALNational rank #15832
Why This ZIP
ZIP 56386 ranks #15832 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56386 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27095 — ZIP 56386 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27095 — ZIP 56386 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27095 — ZIP 56386 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 44.2 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 75.0 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15832
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.8
Pulse score29.6
Signal Breakdown — 10 Categories
Vacancy
44.2
Auction / REO
—
Construction Pressure
75.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
44.2%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56386 | 29.6 | 16.9 | 0.0 | — |
| County 27095 | 31.0 | 14.0 | 0.0 | 27.2 |
| MN state avg | 27.6 | 8.9 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56450 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 44 | 18 |
| 56342 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 38 | 17 |
| 56353 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 15 |
| 56313 | 32.5 | EARLY_SIGNAL | VACANCY | — | 15 |
| 56359 | 31.5 | EARLY_SIGNAL | VACANCY | 12 | 15 |
| 55051 | 31.4 | EARLY_SIGNAL | VACANCY | 17 | 16 |
| 56363 | 29.4 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 56358 | 29.3 | WEAK | VACANCY | — | 15 |
| 55371 | 29.0 | WEAK | BANK_INSTITUTIONAL | 33 | 9 |
| 56330 | 26.0 | WEAK | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/56386
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.