ZIP
56461
MN · County 27057 · pop 3,316 (population)
34.9
Opportunity Index
WATCHLISTNational rank #9883
Why This ZIP
ZIP 56461 ranks #9883 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 44.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56461 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27057 — ZIP 56461 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27057 — ZIP 56461 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27057 — ZIP 56461 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.3 |
| Vacancy | 35.0 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 37.4 |
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9883
PhaseWATCHLIST
Primary driverVACANCY
Capital opp44.7
Pulse score28.4
Signal Breakdown — 10 Categories
Vacancy
35.0
Auction / REO
—
Construction Pressure
37.4
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
41.3
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
35.0%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
41.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56461 | 28.4 | 18.7 | 0.0 | 41.3 |
| County 27057 | 31.8 | 18.2 | 0.0 | 20.7 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56433 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 39 | 20 |
| 56464 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 44 | 15 |
| 56633 | 37.0 | OVERHEATED | VACANCY | — | 24 |
| 56484 | 35.2 | EARLY_SIGNAL | VACANCY | 25 | 25 |
| 56467 | 34.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56601 | 32.2 | EARLY_SIGNAL | VACANCY | 31 | 15 |
| 56678 | 31.0 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56458 | 30.7 | WEAK | VACANCY | — | 18 |
| 56470 | 29.3 | WEAK | VACANCY | 10 | 18 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56461
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.