ZIP
56521
MN · County 27005 · pop 718 (population)
31.8
Opportunity Index
EARLY_SIGNALNational rank #17760
Why This ZIP
ZIP 56521 ranks #17760 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56521 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27005 — ZIP 56521 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27005 — ZIP 56521 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27005 — ZIP 56521 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 16.0 |
| Vacancy | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.6 |
| Construction Pressure | 39.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17760
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.5
Pulse score32.7
Signal Breakdown — 10 Categories
Vacancy
12.0
Auction / REO
—
Construction Pressure
39.2
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
63.6
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.0%
Bank Score
63.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56521 | 32.7 | 17.7 | 0.0 | — |
| County 27005 | 33.5 | 17.4 | 0.0 | 19.1 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56464 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 44 | 15 |
| 56572 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 39 | 16 |
| 56569 | 36.3 | WATCHLIST | VACANCY | 39 | 16 |
| 56544 | 34.7 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56589 | 33.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56554 | 33.7 | EARLY_SIGNAL | VACANCY | — | 15 |
| 56501 | 33.6 | EARLY_SIGNAL | VACANCY | 30 | 16 |
| 56585 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 9 |
| 56570 | 30.8 | WEAK | VACANCY | — | 16 |
| 56511 | 30.8 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56521
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.