ZIP
56549
MN · County 27027 · pop 4,656 (population)
27.6
Opportunity Index
WEAKNational rank #27955
Why This ZIP
ZIP 56549 ranks #27955 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56549 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27027 — ZIP 56549 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27027 — ZIP 56549 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27027 — ZIP 56549 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 6.0 |
| Property Stress | 6.0 |
| Foreclosure / Delinquency | 5.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.7 |
| Construction Pressure | 57.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#27955
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.1
Pulse score27.2
Signal Breakdown — 10 Categories
Vacancy
6.0
Auction / REO
—
Construction Pressure
57.0
FL Deep Bonus
—
Property Stress
6.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
65.7
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.0%
Bank Score
65.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56549 | 27.2 | 3.7 | 0.0 | — |
| County 27027 | 25.3 | 4.0 | 0.0 | 22.0 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56572 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 39 | 16 |
| 56554 | 33.7 | EARLY_SIGNAL | VACANCY | — | 15 |
| 56585 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 9 |
| 56574 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 56519 | 28.9 | WEAK | VACANCY | — | 13 |
| 56529 | 28.8 | WEAK | BANK_INSTITUTIONAL | 33 | 6 |
| 56552 | 28.7 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 56514 | 27.8 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 56560 | 27.6 | WEAK | BANK_INSTITUTIONAL | 28 | 6 |
| 56546 | 27.1 | WEAK | VACANCY | — | 6 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/56549
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.