ZIP
56557
MN · County 27087 · pop 2,797 (population)
36.7
Opportunity Index
OVERHEATEDNational rank #6232
Why This ZIP
ZIP 56557 ranks #6232 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 29.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56557 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27087 — ZIP 56557 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27087 — ZIP 56557 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27087 — ZIP 56557 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 17.5 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 96.4 |
| Bank Institutional | 68.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6232
PhaseOVERHEATED
Primary driverVACANCY
Capital opp29.7
Pulse score41.4
Signal Breakdown — 10 Categories
Vacancy
17.5
Auction / REO
—
Construction Pressure
96.4
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
68.6
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.5%
Bank Score
68.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56557 | 41.4 | 17.5 | 0.0 | — |
| County 27087 | 36.0 | 17.4 | 0.0 | — |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56621 | 36.9 | OVERHEATED | VACANCY | — | 17 |
| 56592 | 33.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 56589 | 33.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56542 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56516 | 32.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56651 | 31.7 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56566 | 29.0 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56557
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.