ZIP
56623
MN · County 27077 · pop 2,684 (population)
37.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #5061
Why This ZIP
ZIP 56623 ranks #5061 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 40.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56623 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27077 — ZIP 56623 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27077 — ZIP 56623 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27077 — ZIP 56623 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.4 |
| Vacancy | 41.6 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.7 |
| Construction Pressure | 19.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5061
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp40.4
Pulse score35.4
Signal Breakdown — 10 Categories
Vacancy
41.6
Auction / REO
—
Construction Pressure
19.3
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
47.4
Bank Institutional
60.7
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
79.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
41.6%
Bank Score
60.7
Insurance Score
0.0
Listings Discount
47.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56623 | 35.4 | 18.6 | 0.0 | 47.4 |
| County 27077 | 31.5 | 18.6 | 0.0 | 28.5 |
| MN state avg | 27.6 | 8.9 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56673 | 31.1 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56686 | 30.3 | WEAK | VACANCY | — | 19 |
| 56711 | 28.7 | WEAK | VACANCY | 25 | 14 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/56623
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.