ZIP
56636
MN · County 27061 · pop 4,679 (population)
40.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #1766
Why This ZIP
ZIP 56636 ranks #1766 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 39.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 56636 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27061 — ZIP 56636 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27061 — ZIP 56636 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27061 — ZIP 56636 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.1 |
| Vacancy | 34.9 |
| Foreclosure / Delinquency | 27.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 66.6 |
| Bank Institutional | 64.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1766
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp39.2
Pulse score41.4
Signal Breakdown — 10 Categories
Vacancy
34.9
Auction / REO
—
Construction Pressure
66.6
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
44.1
Bank Institutional
64.6
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
5.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
34.9%
Bank Score
64.6
Insurance Score
0.0
Listings Discount
44.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56636 | 41.4 | 23.3 | 0.0 | 44.1 |
| County 27061 | 37.6 | 22.4 | 0.0 | 25.3 |
| MN state avg | 27.6 | 8.9 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55736 | 41.6 | STRONG_BUY | VACANCY | 55 | 26 |
| 55722 | 41.5 | STRONG_BUY | BANK_INSTITUTIONAL | 52 | 21 |
| 56661 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 47 | 18 |
| 55723 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
| 56628 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 39 | 21 |
| 55709 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 48 | 21 |
| 55721 | 38.2 | OVERHEATED | VACANCY | — | 21 |
| 55769 | 37.9 | OVERHEATED | VACANCY | — | 21 |
| 56630 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 41 | 17 |
| 55748 | 36.2 | EARLY_SIGNAL | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/56636
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.