ZIP
56744
MN · County 27089 · pop 572 (population)
31.5
Opportunity Index
EARLY_SIGNALNational rank #18571
Why This ZIP
ZIP 56744 ranks #18571 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 56744 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27089 — ZIP 56744 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27089 — ZIP 56744 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27089 — ZIP 56744 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 16.0 |
| Vacancy | 8.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.9 |
| Construction Pressure | 45.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#18571
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.2
Pulse score32.3
Signal Breakdown — 10 Categories
Vacancy
8.2
Auction / REO
—
Construction Pressure
45.7
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
64.9
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.2%
Bank Score
64.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 56744 | 32.3 | 17.3 | 0.0 | — |
| County 27089 | 33.0 | 15.8 | 0.0 | 7.6 |
| MN state avg | 27.6 | 9.0 | 0.0 | 23.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 56737 | 37.5 | OVERHEATED | VACANCY | — | 17 |
| 56757 | 37.2 | OVERHEATED | VACANCY | — | 17 |
| 56713 | 36.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 56738 | 35.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56732 | 35.8 | EARLY_SIGNAL | VACANCY | — | 16 |
| 56724 | 34.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56758 | 34.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56727 | 33.9 | EARLY_SIGNAL | VACANCY | — | 15 |
| 56759 | 33.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 56762 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/56744
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.