ZIP
57038
SD · County 46127 · pop 1,713 (population)
27.2
Opportunity Index
WEAKNational rank #28679
Why This ZIP
ZIP 57038 ranks #28679 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 57038 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 46127 — ZIP 57038 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 46127 — ZIP 57038 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 46127 — ZIP 57038 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 2.0 |
| Vacancy | 1.3 |
▼ Top 3 Risk Signals
| Construction Pressure | 94.8 |
| Bank Institutional | 22.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#28679
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp38.0
Pulse score20.0
Signal Breakdown — 10 Categories
Vacancy
1.3
Auction / REO
—
Construction Pressure
94.8
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
22.0
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
1.3%
Bank Score
22.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 57038 | 20.0 | 8.2 | 0.0 | — |
| County 46127 | 26.9 | 8.6 | 0.0 | 20.0 |
| SD state avg | 30.4 | 14.7 | 0.0 | 25.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 57025 | 36.4 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 12 |
| 57034 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 55 | 10 |
| 57010 | 32.6 | EARLY_SIGNAL | VACANCY | — | 16 |
| 51001 | 30.6 | WEAK | BANK_INSTITUTIONAL | 29 | 11 |
| 57001 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 57004 | 28.3 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 51023 | 28.2 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 57049 | 27.9 | WEAK | BANK_INSTITUTIONAL | 20 | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/57038
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.