ZIP
57078
SD · County 46135 · pop 20,547 (population)
31.5
Opportunity Index
EARLY_SIGNALNational rank #18543
Why This ZIP
ZIP 57078 ranks #18543 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 57078 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 46135 — ZIP 57078 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 46135 — ZIP 57078 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 46135 — ZIP 57078 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 31.5 |
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 63.8 |
| Bank Institutional | 59.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18543
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp33.4
Pulse score30.3
Signal Breakdown — 10 Categories
Vacancy
6.7
Auction / REO
—
Construction Pressure
63.8
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
31.5
Bank Institutional
59.2
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
113.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
6.7%
Bank Score
59.2
Insurance Score
0.0
Listings Discount
31.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 57078 | 30.3 | 12.4 | 0.0 | 31.5 |
| County 46135 | 30.1 | 12.7 | 0.0 | 28.4 |
| SD state avg | 30.4 | 14.7 | 0.0 | 25.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 57070 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 43 | 20 |
| 57072 | 37.0 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 59 | 15 |
| 57031 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 57045 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 57063 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 57067 | 30.8 | WEAK | VACANCY | — | 13 |
| 57037 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 57040 | 28.6 | WEAK | VACANCY | — | 13 |
| 57046 | 27.1 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/57078
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.