ZIP
57321
SD · County 46097 · pop 399 (population)
34.5
Opportunity Index
EARLY_SIGNALNational rank #10772
Why This ZIP
ZIP 57321 ranks #10772 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 57321 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 46097 — ZIP 57321 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 46097 — ZIP 57321 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 46097 — ZIP 57321 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 23.0 |
| Vacancy | 20.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 64.6 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10772
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.8
Pulse score31.7
Signal Breakdown — 10 Categories
Vacancy
20.0
Auction / REO
—
Construction Pressure
64.6
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
20.0%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 57321 | 31.7 | 24.1 | 0.0 | — |
| County 46097 | 39.1 | 21.4 | 0.0 | — |
| SD state avg | 30.4 | 14.7 | 0.0 | 25.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 57349 | 38.4 | OVERHEATED | VACANCY | — | 21 |
| 57323 | 36.6 | OVERHEATED | VACANCY | — | 20 |
| 57058 | 35.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 29 |
| 57340 | 33.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 57051 | 32.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 57337 | 32.8 | EARLY_SIGNAL | VACANCY | — | 14 |
| 57054 | 30.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 57076 | 26.0 | WEAK | BANK_INSTITUTIONAL | — | 21 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/57321
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.