ZIP
57438
SD · County 46049 · pop 983 (population)
35.6
Opportunity Index
EARLY_SIGNALNational rank #8295
Why This ZIP
ZIP 57438 ranks #8295 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 28.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 57438 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 46049 — ZIP 57438 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 46049 — ZIP 57438 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 46049 — ZIP 57438 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 28.8 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 76.0 |
| Construction Pressure | 62.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#8295
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp28.0
Pulse score40.7
Signal Breakdown — 10 Categories
Vacancy
28.8
Auction / REO
—
Construction Pressure
62.5
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
76.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
28.8%
Bank Score
76.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 57438 | 40.7 | 17.1 | 0.0 | — |
| County 46049 | 34.9 | 17.3 | 0.0 | 9.8 |
| SD state avg | 30.4 | 14.7 | 0.0 | 25.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 57469 | 41.8 | STRONG_BUY | VACANCY | 54 | 17 |
| 57465 | 40.2 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 61 | 16 |
| 57470 | 32.6 | EARLY_SIGNAL | VACANCY | — | 20 |
| 57473 | 31.9 | EARLY_SIGNAL | VACANCY | — | 17 |
| 57424 | 31.7 | EARLY_SIGNAL | VACANCY | 25 | 14 |
| 57467 | 30.5 | WEAK | VACANCY | — | 15 |
| 57466 | 29.8 | WEAK | VACANCY | — | 17 |
| 57460 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 57435 | 29.6 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/57438
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.