ZIP
57445
SD · County 46013 · pop 2,033 (population)
34.5
Opportunity Index
EARLY_SIGNALNational rank #10772
Why This ZIP
ZIP 57445 ranks #10772 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 57445 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 46013 — ZIP 57445 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 46013 — ZIP 57445 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 46013 — ZIP 57445 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 28.2 |
| Foreclosure / Delinquency | 22.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 70.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10772
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.1
Pulse score37.5
Signal Breakdown — 10 Categories
Vacancy
12.3
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
28.2
Bank Institutional
70.0
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
148.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.3%
Bank Score
70.0
Insurance Score
0.0
Listings Discount
28.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 57445 | 37.5 | 14.7 | 0.0 | 28.2 |
| County 46013 | 34.6 | 14.7 | 0.0 | 37.7 |
| SD state avg | 30.4 | 14.7 | 0.0 | 25.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 57441 | 43.7 | STRONG_BUY | VACANCY | 60 | 14 |
| 57401 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 14 |
| 57434 | 36.3 | EARLY_SIGNAL | VACANCY | — | 14 |
| 57461 | 36.1 | EARLY_SIGNAL | VACANCY | — | 16 |
| 57446 | 34.9 | EARLY_SIGNAL | VACANCY | — | 14 |
| 57451 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 57474 | 33.3 | EARLY_SIGNAL | VACANCY | — | 14 |
| 57481 | 32.7 | EARLY_SIGNAL | VACANCY | — | 15 |
| 57432 | 32.7 | EARLY_SIGNAL | VACANCY | — | 14 |
| 57449 | 32.5 | EARLY_SIGNAL | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/57445
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.