ZIP
57544
SD · County 46085 · pop 461 (population)
30.7
Opportunity Index
WEAKNational rank #20726
Why This ZIP
ZIP 57544 ranks #20726 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 27.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 57544 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 46085 — ZIP 57544 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 46085 — ZIP 57544 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 46085 — ZIP 57544 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 17.0 |
| Vacancy | 9.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 80.4 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20726
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp27.3
Pulse score33.0
Signal Breakdown — 10 Categories
Vacancy
9.9
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
80.4
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.9%
Bank Score
80.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 57544 | 33.0 | 17.4 | 0.0 | — |
| County 46085 | 32.6 | 17.9 | 0.0 | 5.0 |
| SD state avg | 30.4 | 14.7 | 0.0 | 25.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 57532 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 51 | 18 |
| 57533 | 36.6 | OVERHEATED | VACANCY | — | 20 |
| 57548 | 32.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 57568 | 32.1 | EARLY_SIGNAL | VACANCY | — | 17 |
| 57534 | 30.2 | WEAK | VACANCY | — | 20 |
| 57365 | 28.8 | WEAK | VACANCY | — | 17 |
| 57576 | 28.5 | WEAK | VACANCY | — | 17 |
| 57569 | 28.4 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/57544
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.