ZIP
57640
SD · County 46105 · pop 50 (population)
29.2
Opportunity Index
WEAKNational rank #24446
Why This ZIP
ZIP 57640 ranks #24446 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 36.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 57640 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 46105 — ZIP 57640 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 46105 — ZIP 57640 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 46105 — ZIP 57640 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 21.6 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 35.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#24446
PhaseWEAK
Primary driverVACANCY
Capital opp36.3
Pulse score24.4
Signal Breakdown — 10 Categories
Vacancy
21.6
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
35.5
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
21.6%
Bank Score
35.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 57640 | 24.4 | 17.4 | 0.0 | — |
| County 46105 | 36.8 | 17.1 | 0.0 | 18.6 |
| SD state avg | 30.4 | 14.7 | 0.0 | 25.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 57638 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 46 | 18 |
| 58639 | 37.2 | OVERHEATED | VACANCY | — | 18 |
| 57626 | 35.5 | EARLY_SIGNAL | VACANCY | — | 15 |
| 57620 | 32.4 | EARLY_SIGNAL | VACANCY | — | 17 |
| 57651 | 31.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 57649 | 30.8 | WEAK | VACANCY | — | 14 |
| 57758 | 30.5 | WEAK | VACANCY | — | 12 |
| 57644 | 27.1 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/57640
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.