ZIP
57645
SD · County 46031 · pop 149 (population)
31.4
Opportunity Index
EARLY_SIGNALNational rank #18796
Why This ZIP
ZIP 57645 ranks #18796 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 31.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 57645 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 46031 — ZIP 57645 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 46031 — ZIP 57645 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 46031 — ZIP 57645 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 24.0 |
| Vacancy | 20.4 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#18796
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp31.5
Pulse score31.4
Signal Breakdown — 10 Categories
Vacancy
20.4
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
60.6
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
20.4%
Bank Score
60.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 57645 | 31.4 | 17.8 | 0.0 | — |
| County 46031 | 24.3 | 16.0 | 0.0 | 0.9 |
| SD state avg | 30.4 | 14.7 | 0.0 | 25.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 57638 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 46 | 18 |
| 57633 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 57656 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 57601 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 57641 | 31.1 | EARLY_SIGNAL | VACANCY | — | 17 |
| 57657 | 30.0 | WEAK | VACANCY | — | 13 |
| 57642 | 28.0 | WEAK | VACANCY | — | 16 |
| 58568 | 27.4 | WEAK | VACANCY | — | 18 |
| 57644 | 27.1 | WEAK | VACANCY | — | 17 |
| 57634 | 26.7 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/57645
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.