ZIP
57785
SD · County 46093 · pop 10,705 (population)
33.3
Opportunity Index
EARLY_SIGNALNational rank #13732
Why This ZIP
ZIP 57785 ranks #13732 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 57785 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 46093 — ZIP 57785 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 46093 — ZIP 57785 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 46093 — ZIP 57785 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.7 |
| Foreclosure / Delinquency | 22.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 85.1 |
| Bank Institutional | 49.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13732
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.3
Pulse score31.3
Signal Breakdown — 10 Categories
Vacancy
9.3
Auction / REO
—
Construction Pressure
85.1
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
32.7
Bank Institutional
49.4
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
17.3
Price Cut %
—%
Short-Sale Listings
18
Auction Events 90d
—
Vacancy %
9.3%
Bank Score
49.4
Insurance Score
0.0
Listings Discount
32.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 57785 | 31.3 | 14.5 | 0.0 | 32.7 |
| County 46093 | 28.4 | 13.9 | 0.0 | 30.5 |
| SD state avg | 30.4 | 14.7 | 0.0 | 25.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 57761 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 47 | 13 |
| 57626 | 35.5 | EARLY_SIGNAL | VACANCY | — | 15 |
| 57702 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 12 |
| 57701 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 13 |
| 57719 | 32.1 | EARLY_SIGNAL | VACANCY | 34 | 13 |
| 57769 | 32.1 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 37 | 14 |
| 57718 | 32.1 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 37 | 14 |
| 57748 | 31.9 | EARLY_SIGNAL | VACANCY | — | 13 |
| 57791 | 31.7 | EARLY_SIGNAL | VACANCY | — | 13 |
| 57792 | 31.6 | EARLY_SIGNAL | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/57785
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.