ZIP
58012
ND · County 38017 · pop 2,805 (population)
33.2
Opportunity Index
EARLY_SIGNALNational rank #13990
Why This ZIP
ZIP 58012 ranks #13990 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58012 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38017 — ZIP 58012 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38017 — ZIP 58012 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38017 — ZIP 58012 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 39.9 |
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 7.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 80.0 |
| Bank Institutional | 60.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13990
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.3
Pulse score31.1
Signal Breakdown — 10 Categories
Vacancy
2.9
Auction / REO
—
Construction Pressure
80.0
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
39.9
Bank Institutional
60.4
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
78.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
2.9%
Bank Score
60.4
Insurance Score
0.0
Listings Discount
39.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58012 | 31.1 | 9.6 | 0.0 | 39.9 |
| County 38017 | 31.0 | 9.5 | 0.0 | 34.6 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58031 | 41.6 | STRONG_BUY | BANK_INSTITUTIONAL | 62 | 15 |
| 58071 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 57 | 15 |
| 58046 | 37.7 | OVERHEATED | VACANCY | — | 22 |
| 58042 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 12 |
| 58035 | 37.1 | OVERHEATED | VACANCY | — | 20 |
| 58079 | 36.3 | WATCHLIST | VACANCY | 50 | 12 |
| 58038 | 36.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 58021 | 36.1 | WATCHLIST | LISTINGS_DISCOUNT | 56 | 12 |
| 58036 | 36.1 | WATCHLIST | VACANCY | 49 | 12 |
| 58048 | 35.1 | EARLY_SIGNAL | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/58012
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.