ZIP
58072
ND · County 38003 · pop 8,061 (population)
37.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #5428
Why This ZIP
ZIP 58072 ranks #5428 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58072 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38003 — ZIP 58072 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38003 — ZIP 58072 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38003 — ZIP 58072 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.9 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 20.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.0 |
| Bank Institutional | 61.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5428
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp38.5
Pulse score36.4
Signal Breakdown — 10 Categories
Vacancy
10.5
Auction / REO
—
Construction Pressure
70.0
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
41.9
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
79.3
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
10.5%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
41.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58072 | 36.4 | 17.6 | 0.0 | 41.9 |
| County 38003 | 34.9 | 17.3 | 0.0 | 32.9 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58031 | 41.6 | STRONG_BUY | BANK_INSTITUTIONAL | 62 | 15 |
| 58071 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 57 | 15 |
| 58046 | 37.7 | OVERHEATED | VACANCY | — | 22 |
| 58448 | 37.6 | OVERHEATED | VACANCY | — | 23 |
| 58056 | 35.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58064 | 34.8 | EARLY_SIGNAL | VACANCY | — | 14 |
| 58492 | 34.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58429 | 33.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 58479 | 33.3 | EARLY_SIGNAL | VACANCY | — | 20 |
| 58027 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58072
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.