ZIP
58240
ND · County 38091 · pop 1,065 (population)
34.4
Opportunity Index
EARLY_SIGNALNational rank #10980
Why This ZIP
ZIP 58240 ranks #10980 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58240 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38091 — ZIP 58240 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38091 — ZIP 58240 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38091 — ZIP 58240 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 28.9 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.1 |
| Construction Pressure | 24.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10980
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.0
Pulse score36.0
Signal Breakdown — 10 Categories
Vacancy
28.9
Auction / REO
—
Construction Pressure
24.4
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
62.1
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
28.9%
Bank Score
62.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58240 | 36.0 | 21.7 | 0.0 | — |
| County 38091 | 40.3 | 22.4 | 0.0 | — |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58230 | 39.6 | OVERHEATED | VACANCY | — | 24 |
| 58277 | 39.5 | OVERHEATED | VACANCY | — | 24 |
| 58425 | 38.5 | OVERHEATED | VACANCY | — | 23 |
| 58046 | 37.7 | OVERHEATED | VACANCY | — | 22 |
| 58035 | 37.1 | OVERHEATED | VACANCY | — | 20 |
| 58274 | 36.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 26 |
| 58056 | 35.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58064 | 34.8 | EARLY_SIGNAL | VACANCY | — | 14 |
| 58016 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 58212 | 33.1 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/58240
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.