ZIP
58282
ND · County 38067 · pop 1,240 (population)
37.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #5752
Why This ZIP
ZIP 58282 ranks #5752 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 43.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58282 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38067 — ZIP 58282 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38067 — ZIP 58282 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38067 — ZIP 58282 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.6 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.9 |
| Construction Pressure | 8.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5752
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp43.9
Pulse score32.4
Signal Breakdown — 10 Categories
Vacancy
10.8
Auction / REO
—
Construction Pressure
8.3
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
55.6
Bank Institutional
59.9
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
10.8%
Bank Score
59.9
Insurance Score
0.0
Listings Discount
55.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58282 | 32.4 | 16.9 | 0.0 | 55.6 |
| County 38067 | 36.6 | 16.6 | 0.0 | 6.1 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58271 | 37.3 | OVERHEATED | VACANCY | — | 18 |
| 58265 | 36.4 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58220 | 35.8 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58222 | 35.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 58238 | 34.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 58216 | 34.4 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58262 | 34.4 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58276 | 34.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58241 | 33.7 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58225 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58282
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.