ZIP
58321
ND · County 38071 · pop 148 (population)
33.5
Opportunity Index
WATCHLISTNational rank #13269
Why This ZIP
ZIP 58321 ranks #13269 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 45.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58321 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38071 — ZIP 58321 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38071 — ZIP 58321 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38071 — ZIP 58321 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.2 |
| Vacancy | 29.3 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13269
PhaseWATCHLIST
Primary driverVACANCY
Capital opp45.4
Pulse score25.5
Signal Breakdown — 10 Categories
Vacancy
29.3
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
46.2
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
172.0
Price Cut %
14.7%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
29.3%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
46.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58321 | 25.5 | 13.8 | 0.0 | 46.2 |
| County 38071 | 24.4 | 9.0 | 0.0 | 29.9 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58344 | 33.4 | EARLY_SIGNAL | VACANCY | — | 21 |
| 58301 | 28.8 | WEAK | BANK_INSTITUTIONAL | 34 | 11 |
| 58229 | 28.5 | WEAK | VACANCY | — | 17 |
| 58330 | 27.9 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 58338 | 27.3 | WEAK | VACANCY | — | 14 |
| 58377 | 26.9 | WEAK | VACANCY | — | 13 |
| 58345 | 26.7 | WEAK | VACANCY | — | 12 |
| 58382 | 24.2 | WEAK | VACANCY | — | 10 |
| 58327 | 22.9 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 58325 | 22.5 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58321
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.