ZIP
58346
ND · County 38005 · pop 597 (population)
43.9
Opportunity Index
STRONG_BUYNational rank #441
Why This ZIP
ZIP 58346 ranks #441 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 42.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58346 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38005 — ZIP 58346 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38005 — ZIP 58346 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38005 — ZIP 58346 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 57.2 |
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 21.1 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 68.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#441
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp42.7
Pulse score44.7
Signal Breakdown — 10 Categories
Vacancy
21.1
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
57.2
Bank Institutional
68.8
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
2.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
21.1%
Bank Score
68.8
Insurance Score
0.0
Listings Discount
57.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58346 | 44.7 | 17.0 | 0.0 | 57.2 |
| County 38005 | 31.9 | 15.1 | 0.0 | 12.1 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58332 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 43 | 16 |
| 58348 | 37.4 | OVERHEATED | VACANCY | — | 18 |
| 58324 | 36.4 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58341 | 34.7 | WATCHLIST | VACANCY | 43 | 19 |
| 58351 | 34.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58357 | 34.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58381 | 34.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58374 | 33.9 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58368 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 12 |
| 58379 | 33.7 | EARLY_SIGNAL | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58346
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.