ZIP
58402
ND · County 38093 · pop 102 (population)
24.5
Opportunity Index
WEAKNational rank #32217
Why This ZIP
ZIP 58402 ranks #32217 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.5, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 58402 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38093 — ZIP 58402 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38093 — ZIP 58402 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38093 — ZIP 58402 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 15.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 32.5 |
| Construction Pressure | 28.9 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#32217
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.5
Pulse score17.1
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
28.9
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58402 | 17.1 | 9.0 | 0.0 | — |
| County 38093 | 29.4 | 13.6 | 0.0 | 30.6 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58421 | 35.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 58492 | 34.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58483 | 33.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58442 | 33.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 58467 | 32.9 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58466 | 32.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 58401 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 15 |
| 58454 | 32.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 58455 | 30.7 | WEAK | VACANCY | — | 18 |
| 58475 | 29.7 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58402
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.