ZIP
58428
ND · County 38043 · pop 274 (population)
38.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #4294
Why This ZIP
ZIP 58428 ranks #4294 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 49.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58428 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38043 — ZIP 58428 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38043 — ZIP 58428 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38043 — ZIP 58428 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 63.7 |
| Listings Discount | 53.4 |
| Foreclosure / Delinquency | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 32.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4294
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp49.7
Pulse score30.2
Signal Breakdown — 10 Categories
Vacancy
63.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
53.4
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
63.7%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
53.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58428 | 30.2 | 22.5 | 0.0 | 53.4 |
| County 38043 | 30.1 | 20.5 | 0.0 | 5.9 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58483 | 33.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58418 | 33.3 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58467 | 32.9 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58549 | 32.3 | EARLY_SIGNAL | VACANCY | — | 21 |
| 58478 | 32.0 | EARLY_SIGNAL | VACANCY | — | 17 |
| 58482 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 58488 | 31.2 | EARLY_SIGNAL | VACANCY | — | 24 |
| 58524 | 30.8 | WEAK | VACANCY | — | 14 |
| 58487 | 30.6 | WEAK | VACANCY | — | 24 |
| 58475 | 29.7 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58428
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.