ZIP
58438
ND · County 38103 · pop 688 (population)
33.5
Opportunity Index
EARLY_SIGNALNational rank #13269
Why This ZIP
ZIP 58438 ranks #13269 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 29.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58438 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38103 — ZIP 58438 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38103 — ZIP 58438 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38103 — ZIP 58438 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Vacancy | 21.3 |
| Property Stress | 21.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#13269
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp29.5
Pulse score36.2
Signal Breakdown — 10 Categories
Vacancy
21.3
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
73.6
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
21.3%
Bank Score
73.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58438 | 36.2 | 20.2 | 0.0 | — |
| County 38103 | 32.5 | 18.3 | 0.0 | 23.9 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58348 | 37.4 | OVERHEATED | VACANCY | — | 18 |
| 58422 | 36.2 | WATCHLIST | LISTINGS_DISCOUNT | 59 | 21 |
| 58421 | 35.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 58341 | 34.7 | WATCHLIST | VACANCY | 43 | 19 |
| 58374 | 33.9 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58418 | 33.3 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58356 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 19 |
| 58451 | 30.2 | WEAK | VACANCY | — | 21 |
| 58758 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 20 |
| 58486 | 28.5 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58438
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.