ZIP
58474
ND · County 38021 · pop 2,739 (population)
28.7
Opportunity Index
WEAKNational rank #25623
Why This ZIP
ZIP 58474 ranks #25623 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58474 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38021 — ZIP 58474 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38021 — ZIP 58474 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38021 — ZIP 58474 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 18.0 |
| Vacancy | 6.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#25623
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp31.3
Pulse score27.0
Signal Breakdown — 10 Categories
Vacancy
6.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
61.5
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.7%
Bank Score
61.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58474 | 27.0 | 16.8 | 0.0 | — |
| County 38021 | 28.9 | 17.1 | 0.0 | 0.9 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58413 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 60 | 19 |
| 58456 | 32.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58433 | 31.9 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58436 | 31.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58458 | 30.7 | WEAK | VACANCY | — | 18 |
| 58441 | 28.6 | WEAK | VACANCY | — | 18 |
| 58439 | 28.4 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/58474
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.