ZIP
58495
ND · County 38051 · pop 1,203 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15565
Why This ZIP
ZIP 58495 ranks #15565 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 29.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58495 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38051 — ZIP 58495 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38051 — ZIP 58495 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38051 — ZIP 58495 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Vacancy | 20.4 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 71.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15565
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp29.5
Pulse score34.7
Signal Breakdown — 10 Categories
Vacancy
20.4
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
71.5
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
20.4%
Bank Score
71.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58495 | 34.7 | 18.3 | 0.0 | — |
| County 38051 | 35.2 | 18.2 | 0.0 | 25.6 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58413 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 60 | 19 |
| 58460 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 61 | 19 |
| 58456 | 32.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58581 | 32.5 | EARLY_SIGNAL | VACANCY | — | 19 |
| 58440 | 29.3 | WEAK | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58495
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.