ZIP
58503
ND · County 38015 · pop 37,081 (population)
31.0
Opportunity Index
EARLY_SIGNALNational rank #19920
Why This ZIP
ZIP 58503 ranks #19920 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58503 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38015 — ZIP 58503 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38015 — ZIP 58503 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38015 — ZIP 58503 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.1 |
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.3 |
| Construction Pressure | 58.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#19920
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.4
Pulse score28.8
Signal Breakdown — 10 Categories
Vacancy
5.4
Auction / REO
—
Construction Pressure
58.9
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
34.1
Bank Institutional
60.3
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
46.1
Price Cut %
30.0%
Short-Sale Listings
23
Auction Events 90d
—
Vacancy %
5.4%
Bank Score
60.3
Insurance Score
0.0
Listings Discount
34.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58503 | 28.8 | 7.1 | 0.0 | 34.1 |
| County 38015 | 29.1 | 7.2 | 0.0 | 34.5 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58521 | 33.1 | EARLY_SIGNAL | VACANCY | 45 | 12 |
| 58579 | 32.8 | EARLY_SIGNAL | VACANCY | — | 14 |
| 58558 | 32.8 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 50 | 12 |
| 58504 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 12 |
| 58501 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 12 |
| 58524 | 30.8 | WEAK | VACANCY | — | 14 |
| 58477 | 29.6 | WEAK | VACANCY | — | 12 |
| 58494 | 29.6 | WEAK | VACANCY | — | 12 |
| 58560 | 28.6 | WEAK | VACANCY | — | 9 |
| 58572 | 28.5 | WEAK | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/58503
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.