ZIP
58646
ND · County 38041 · pop 1,107 (population)
36.4
Opportunity Index
EARLY_SIGNALNational rank #6758
Why This ZIP
ZIP 58646 ranks #6758 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 30.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58646 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38041 — ZIP 58646 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38041 — ZIP 58646 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38041 — ZIP 58646 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 24.4 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 84.2 |
| Bank Institutional | 65.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6758
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp30.5
Pulse score40.4
Signal Breakdown — 10 Categories
Vacancy
24.4
Auction / REO
—
Construction Pressure
84.2
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
65.3
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
24.4%
Bank Score
65.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58646 | 40.4 | 17.1 | 0.0 | — |
| County 38041 | 40.1 | 17.1 | 0.0 | 1.1 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58649 | 42.6 | STRONG_BUY | VACANCY | 61 | 18 |
| 58650 | 37.3 | OVERHEATED | VACANCY | — | 18 |
| 58647 | 35.6 | EARLY_SIGNAL | VACANCY | — | 17 |
| 58562 | 33.0 | EARLY_SIGNAL | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58646
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.