ZIP
58731
ND · County 38049 · pop 412 (population)
27.9
Opportunity Index
WEAKNational rank #27353
Why This ZIP
ZIP 58731 ranks #27353 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 37.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58731 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38049 — ZIP 58731 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38049 — ZIP 58731 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38049 — ZIP 58731 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 21.0 |
| Vacancy | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 33.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#27353
PhaseWEAK
Primary driverVACANCY
Capital opp37.5
Pulse score21.5
Signal Breakdown — 10 Categories
Vacancy
11.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.0%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58731 | 21.5 | 16.2 | 0.0 | — |
| County 38049 | 31.5 | 16.5 | 0.0 | 15.7 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58710 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 56 | 17 |
| 58762 | 38.2 | OVERHEATED | VACANCY | — | 21 |
| 58790 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 21 |
| 58778 | 35.6 | EARLY_SIGNAL | VACANCY | — | 23 |
| 58723 | 35.6 | EARLY_SIGNAL | VACANCY | — | 23 |
| 58748 | 33.9 | EARLY_SIGNAL | VACANCY | — | 16 |
| 58368 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 12 |
| 58384 | 33.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58789 | 33.0 | EARLY_SIGNAL | VACANCY | — | 21 |
| 58788 | 32.8 | EARLY_SIGNAL | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58731
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.