ZIP
58781
ND · County 38101 · pop 691 (population)
32.5
Opportunity Index
EARLY_SIGNALNational rank #15841
Why This ZIP
ZIP 58781 ranks #15841 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 44.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58781 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38101 — ZIP 58781 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38101 — ZIP 58781 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38101 — ZIP 58781 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.0 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 34.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15841
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp44.6
Pulse score24.5
Signal Breakdown — 10 Categories
Vacancy
13.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
44.0
Bank Institutional
34.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
172.0
Price Cut %
13.4%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
13.7%
Bank Score
34.0
Insurance Score
0.0
Listings Discount
44.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58781 | 24.5 | 13.4 | 0.0 | 44.0 |
| County 38101 | 29.0 | 13.4 | 0.0 | 32.3 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58790 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 21 |
| 58734 | 35.9 | WATCHLIST | VACANCY | 54 | 17 |
| 58703 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 19 |
| 58721 | 33.6 | EARLY_SIGNAL | VACANCY | — | 21 |
| 58771 | 33.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 58722 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 19 |
| 58746 | 32.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 58701 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 19 |
| 58759 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 58779 | 30.3 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58781
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.