ZIP
58845
ND · County 38105 · pop 555 (population)
31.5
Opportunity Index
EARLY_SIGNALNational rank #18571
Why This ZIP
ZIP 58845 ranks #18571 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58845 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38105 — ZIP 58845 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38105 — ZIP 58845 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38105 — ZIP 58845 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Vacancy | 21.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 56.1 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#18571
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.0
Pulse score27.9
Signal Breakdown — 10 Categories
Vacancy
21.0
Auction / REO
—
Construction Pressure
56.1
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
21.0%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58845 | 27.9 | 16.2 | 0.0 | — |
| County 38105 | 38.6 | 22.6 | 0.0 | 41.4 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58852 | 41.6 | STRONG_BUY | VACANCY | 49 | 22 |
| 58849 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 45 | 22 |
| 58801 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 42 | 22 |
| 58843 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 45 | 22 |
| 58853 | 33.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58830 | 33.7 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58755 | 33.6 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58795 | 33.6 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58856 | 31.5 | EARLY_SIGNAL | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58845
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.