ZIP
59102
MT · County 30111 · pop 48,700 (population)
30.0
Opportunity Index
WEAKNational rank #22495
Why This ZIP
ZIP 59102 ranks #22495 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 59102 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30111 — ZIP 59102 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30111 — ZIP 59102 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30111 — ZIP 59102 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.6 |
| Property Stress | 11.0 |
| Foreclosure / Delinquency | 10.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 66.8 |
| Bank Institutional | 53.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#22495
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp34.3
Pulse score27.1
Signal Breakdown — 10 Categories
Vacancy
5.7
Auction / REO
—
Construction Pressure
66.8
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
30.6
Bank Institutional
53.0
Insurance Distress
0.0
Foreclosure / Delinquency
10.0
Top-Line Metrics
Avg DOM (days)
48.7
Price Cut %
—%
Short-Sale Listings
22
Auction Events 90d
—
Vacancy %
5.7%
Bank Score
53.0
Insurance Score
0.0
Listings Discount
30.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59102 | 27.1 | 6.9 | 0.0 | 30.6 |
| County 30111 | 26.7 | 7.0 | 0.0 | 29.1 |
| MT state avg | 31.0 | 19.1 | 0.0 | 21.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59041 | 36.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 59063 | 34.5 | EARLY_SIGNAL | VACANCY | — | 24 |
| 59015 | 31.3 | EARLY_SIGNAL | VACANCY | — | 19 |
| 59044 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 12 |
| 59106 | 30.8 | WEAK | BANK_INSTITUTIONAL | 35 | 11 |
| 59064 | 30.2 | WEAK | VACANCY | — | 11 |
| 59057 | 29.9 | WEAK | VACANCY | — | 19 |
| 59101 | 29.7 | WEAK | BANK_INSTITUTIONAL | 29 | 11 |
| 59024 | 29.5 | WEAK | VACANCY | — | 11 |
| 59002 | 29.4 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/59102
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.