ZIP
59221
MT · County 30083 · pop 1,878 (population)
43.3
Opportunity Index
OVERHEATEDNational rank #582
Why This ZIP
ZIP 59221 ranks #582 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 33.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 59221 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30083 — ZIP 59221 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30083 — ZIP 59221 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30083 — ZIP 59221 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 59.0 |
| Property Stress | 36.0 |
| Vacancy | 21.1 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.5 |
| Bank Institutional | 67.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#582
PhaseOVERHEATED
Primary driverVACANCY
Capital opp33.8
Pulse score49.7
Signal Breakdown — 10 Categories
Vacancy
21.1
Auction / REO
—
Construction Pressure
70.5
FL Deep Bonus
—
Property Stress
36.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
67.2
Insurance Distress
0.0
Foreclosure / Delinquency
59.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
21.1%
Bank Score
67.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59221 | 49.7 | 41.2 | 0.0 | — |
| County 30083 | 43.6 | 36.4 | 0.0 | — |
| MT state avg | 31.0 | 19.2 | 0.0 | 21.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59218 | 42.2 | OVERHEATED | VACANCY | — | 29 |
| 59270 | 40.7 | OVERHEATED | VACANCY | — | 33 |
| 59255 | 39.5 | OVERHEATED | VACANCY | — | 24 |
| 59213 | 38.6 | OVERHEATED | VACANCY | — | 28 |
| 59243 | 37.0 | OVERHEATED | VACANCY | — | 38 |
| 59259 | 35.2 | EARLY_SIGNAL | VACANCY | — | 26 |
| 59262 | 33.2 | EARLY_SIGNAL | VACANCY | — | 28 |
| 59217 | 33.0 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 38 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/59221
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.