ZIP
59440
MT · County 30015 · pop 427 (population)
26.5
Opportunity Index
WEAKNational rank #29858
Why This ZIP
ZIP 59440 ranks #29858 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 37.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 59440 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30015 — ZIP 59440 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30015 — ZIP 59440 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30015 — ZIP 59440 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 23.0 |
| Vacancy | 16.4 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 27.0 |
| Construction Pressure | 2.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#29858
PhaseWEAK
Primary driverVACANCY
Capital opp37.2
Pulse score19.3
Signal Breakdown — 10 Categories
Vacancy
16.4
Auction / REO
—
Construction Pressure
2.7
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.0
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.4%
Bank Score
27.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59440 | 19.3 | 13.8 | 0.0 | — |
| County 30015 | 27.0 | 16.3 | 0.0 | 23.0 |
| MT state avg | 31.0 | 19.2 | 0.0 | 21.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59520 | 32.8 | EARLY_SIGNAL | VACANCY | — | 20 |
| 59446 | 32.5 | EARLY_SIGNAL | VACANCY | — | 20 |
| 59447 | 30.4 | WEAK | VACANCY | — | 22 |
| 59404 | 30.3 | WEAK | BANK_INSTITUTIONAL | 36 | 16 |
| 59416 | 30.2 | WEAK | VACANCY | — | 19 |
| 59540 | 30.2 | WEAK | VACANCY | — | 16 |
| 59450 | 29.6 | WEAK | VACANCY | — | 20 |
| 59460 | 29.6 | WEAK | VACANCY | — | 20 |
| 59420 | 29.6 | WEAK | VACANCY | — | 20 |
| 59442 | 29.4 | WEAK | VACANCY | 15 | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/59440
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.