ZIP
59474
MT · County 30101 · pop 3,391 (population)
32.9
Opportunity Index
EARLY_SIGNALNational rank #14744
Why This ZIP
ZIP 59474 ranks #14744 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 59474 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30101 — ZIP 59474 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30101 — ZIP 59474 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30101 — ZIP 59474 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.1 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 49.8 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#14744
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.9
Pulse score29.5
Signal Breakdown — 10 Categories
Vacancy
17.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
35.1
Bank Institutional
49.8
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
8.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
17.7%
Bank Score
49.8
Insurance Score
0.0
Listings Discount
35.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59474 | 29.5 | 20.3 | 0.0 | 35.1 |
| County 30101 | 27.1 | 19.7 | 0.0 | 24.6 |
| MT state avg | 31.2 | 19.5 | 0.0 | 21.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59427 | 34.6 | WATCHLIST | VACANCY | 44 | 16 |
| 59482 | 29.0 | WEAK | VACANCY | — | 19 |
| 59466 | 29.0 | WEAK | VACANCY | — | 19 |
| 59456 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 59545 | 27.5 | WEAK | VACANCY | — | 15 |
| 59454 | 27.2 | WEAK | VACANCY | — | 14 |
| 59484 | 27.2 | WEAK | VACANCY | — | 14 |
| 59444 | 26.9 | WEAK | VACANCY | — | 13 |
| 59435 | 23.2 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/59474
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.