ZIP
59523
MT · County 30005 · pop 2,281 (population)
35.5
Opportunity Index
EARLY_SIGNALNational rank #8497
Why This ZIP
ZIP 59523 ranks #8497 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 30.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 59523 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30005 — ZIP 59523 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30005 — ZIP 59523 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30005 — ZIP 59523 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 20.0 |
| Vacancy | 19.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.2 |
| Construction Pressure | 50.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#8497
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp30.8
Pulse score38.7
Signal Breakdown — 10 Categories
Vacancy
19.3
Auction / REO
—
Construction Pressure
50.0
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
66.2
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
19.3%
Bank Score
66.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59523 | 38.7 | 21.4 | 0.0 | — |
| County 30005 | 34.1 | 20.9 | 0.0 | — |
| MT state avg | 31.2 | 19.5 | 0.0 | 21.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59542 | 34.0 | EARLY_SIGNAL | VACANCY | — | 19 |
| 59524 | 34.0 | EARLY_SIGNAL | VACANCY | — | 17 |
| 59526 | 33.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 59520 | 32.8 | EARLY_SIGNAL | VACANCY | — | 20 |
| 59501 | 31.9 | EARLY_SIGNAL | VACANCY | — | 16 |
| 59529 | 30.2 | WEAK | VACANCY | — | 20 |
| 59527 | 29.6 | WEAK | VACANCY | — | 20 |
| 59535 | 28.4 | WEAK | VACANCY | — | 15 |
| 59547 | 25.8 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/59523
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.