ZIP
59538
MT · County 30071 · pop 2,842 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15565
Why This ZIP
ZIP 59538 ranks #15565 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 28.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 59538 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30071 — ZIP 59538 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30071 — ZIP 59538 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30071 — ZIP 59538 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 17.0 |
| Listings Discount | 16.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 59.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15565
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp28.2
Pulse score35.5
Signal Breakdown — 10 Categories
Vacancy
14.4
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
16.7
Bank Institutional
59.4
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.4%
Bank Score
59.4
Insurance Score
0.0
Listings Discount
16.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59538 | 35.5 | 18.3 | 0.0 | 16.7 |
| County 30071 | 34.2 | 18.3 | 0.0 | 10.5 |
| MT state avg | 31.0 | 19.2 | 0.0 | 21.1 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59241 | 38.1 | OVERHEATED | VACANCY | — | 18 |
| 59261 | 34.6 | EARLY_SIGNAL | VACANCY | — | 17 |
| 59544 | 34.1 | EARLY_SIGNAL | VACANCY | — | 17 |
| 59524 | 34.0 | EARLY_SIGNAL | VACANCY | — | 17 |
| 59542 | 34.0 | EARLY_SIGNAL | VACANCY | — | 19 |
| 59537 | 33.5 | EARLY_SIGNAL | VACANCY | — | 14 |
| 59546 | 33.5 | EARLY_SIGNAL | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/59538
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.