ZIP
59741
MT · County 30031 · pop 5,635 (population)
32.3
Opportunity Index
EARLY_SIGNALNational rank #16373
Why This ZIP
ZIP 59741 ranks #16373 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 59741 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30031 — ZIP 59741 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30031 — ZIP 59741 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30031 — ZIP 59741 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 33.0 |
| Listings Discount | 26.9 |
| Property Stress | 20.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.7 |
| Construction Pressure | 52.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16373
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.9
Pulse score32.5
Signal Breakdown — 10 Categories
Vacancy
3.9
Auction / REO
—
Construction Pressure
52.7
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
26.9
Bank Institutional
64.7
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
91.5
Price Cut %
2.3%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
3.9%
Bank Score
64.7
Insurance Score
0.0
Listings Discount
26.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59741 | 32.5 | 21.4 | 0.0 | 26.9 |
| County 30031 | 31.9 | 21.6 | 0.0 | 24.1 |
| MT state avg | 31.2 | 19.5 | 0.0 | 21.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59758 | 35.6 | EARLY_SIGNAL | VACANCY | — | 20 |
| 59716 | 35.5 | EARLY_SIGNAL | VACANCY | 28 | 20 |
| 59752 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 20 |
| 59086 | 33.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 59730 | 33.1 | EARLY_SIGNAL | VACANCY | 27 | 20 |
| 59715 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 23 | 21 |
| 59718 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 25 | 20 |
| 59714 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 25 | 20 |
| 59760 | 31.1 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/59741
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.