ZIP
59832
MT · County 30039 · pop 841 (population)
38.4
Opportunity Index
OVERHEATEDNational rank #3783
Why This ZIP
ZIP 59832 ranks #3783 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 29.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 59832 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 30039 — ZIP 59832 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 30039 — ZIP 59832 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 30039 — ZIP 59832 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 35.0 |
| Listings Discount | 33.3 |
| Vacancy | 30.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 89.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#3783
PhaseOVERHEATED
Primary driverVACANCY
Capital opp29.8
Pulse score44.2
Signal Breakdown — 10 Categories
Vacancy
30.0
Auction / REO
—
Construction Pressure
—
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
33.3
Bank Institutional
89.6
Insurance Distress
0.0
Foreclosure / Delinquency
35.0
Top-Line Metrics
Avg DOM (days)
116.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
30.0%
Bank Score
89.6
Insurance Score
0.0
Listings Discount
33.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 59832 | 44.2 | 24.8 | 0.0 | 33.3 |
| County 30039 | 38.4 | 23.1 | 0.0 | 22.2 |
| MT state avg | 31.0 | 19.1 | 0.0 | 21.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 59858 | 37.2 | OVERHEATED | VACANCY | 28 | 22 |
| 59711 | 36.0 | EARLY_SIGNAL | VACANCY | 30 | 20 |
| 59837 | 33.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 59825 | 33.0 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/59832
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.