ZIP
61081
IL · County 17195 · pop 20,916 (population)
35.1
Opportunity Index
WATCHLISTNational rank #9407
Why This ZIP
ZIP 61081 ranks #9407 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61081 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17195 — ZIP 61081 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17195 — ZIP 61081 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17195 — ZIP 61081 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.8 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.7 |
| Construction Pressure | 53.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9407
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp36.8
Pulse score34.0
Signal Breakdown — 10 Categories
Vacancy
8.5
Auction / REO
—
Construction Pressure
53.7
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
43.8
Bank Institutional
67.7
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
163.3
Price Cut %
1.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.5%
Bank Score
67.7
Insurance Score
0.0
Listings Discount
43.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61081 | 34.0 | 13.5 | 0.0 | 43.8 |
| County 17195 | 34.9 | 13.5 | 0.0 | 44.4 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61064 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 12 |
| 61071 | 38.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 14 |
| 61252 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 15 |
| 61270 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 15 |
| 61261 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 53 | 15 |
| 61277 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 42 | 15 |
| 61014 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 61283 | 33.2 | EARLY_SIGNAL | VACANCY | — | 14 |
| 61230 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 61250 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61081
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.