ZIP
61085
IL · County 17085 · pop 2,946 (population)
34.1
Opportunity Index
EARLY_SIGNALNational rank #11741
Why This ZIP
ZIP 61085 ranks #11741 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61085 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17085 — ZIP 61085 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17085 — ZIP 61085 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17085 — ZIP 61085 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 29.4 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 85.3 |
| Bank Institutional | 66.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11741
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.8
Pulse score35.7
Signal Breakdown — 10 Categories
Vacancy
8.0
Auction / REO
—
Construction Pressure
85.3
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
29.4
Bank Institutional
66.9
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.0%
Bank Score
66.9
Insurance Score
0.0
Listings Discount
29.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61085 | 35.7 | 17.2 | 0.0 | 29.4 |
| County 17085 | 38.0 | 17.0 | 0.0 | 32.1 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61041 | 41.1 | STRONG_BUY | VACANCY | 50 | 17 |
| 61074 | 40.8 | STRONG_BUY | BANK_INSTITUTIONAL | 56 | 17 |
| 61089 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 58 | 12 |
| 61036 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 41 | 17 |
| 61001 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 38 | 17 |
| 61025 | 37.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 17 |
| 61028 | 36.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 61053 | 35.8 | EARLY_SIGNAL | VACANCY | 33 | 17 |
| 61075 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 61062 | 33.5 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 12 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61085
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.