ZIP
61238
IL · County 17073 · pop 2,705 (population)
38.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #3231
Why This ZIP
ZIP 61238 ranks #3231 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61238 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17073 — ZIP 61238 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17073 — ZIP 61238 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17073 — ZIP 61238 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.3 |
| Property Stress | 14.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 75.9 |
| Construction Pressure | 61.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3231
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp39.8
Pulse score38.3
Signal Breakdown — 10 Categories
Vacancy
9.2
Auction / REO
—
Construction Pressure
61.5
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
55.3
Bank Institutional
75.9
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
75.3
Price Cut %
21.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.2%
Bank Score
75.9
Insurance Score
0.0
Listings Discount
55.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61238 | 38.3 | 13.1 | 0.0 | 55.3 |
| County 17073 | 33.7 | 12.9 | 0.0 | 31.8 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61434 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 57 | 14 |
| 61234 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 60 | 14 |
| 61241 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 14 |
| 61443 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 14 |
| 61273 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 14 |
| 61277 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 43 | 15 |
| 61361 | 33.4 | EARLY_SIGNAL | VACANCY | — | 13 |
| 61490 | 33.3 | EARLY_SIGNAL | VACANCY | — | 14 |
| 61283 | 33.2 | EARLY_SIGNAL | VACANCY | — | 14 |
| 61413 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/61238
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.