ZIP
61260
IL · County 17131 · pop 635 (population)
35.2
Opportunity Index
WATCHLISTNational rank #9178
Why This ZIP
ZIP 61260 ranks #9178 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61260 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17131 — ZIP 61260 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17131 — ZIP 61260 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17131 — ZIP 61260 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.7 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 9.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.1 |
| Construction Pressure | 55.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9178
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.1
Pulse score34.0
Signal Breakdown — 10 Categories
Vacancy
7.8
Auction / REO
—
Construction Pressure
55.6
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
49.7
Bank Institutional
73.1
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.8%
Bank Score
73.1
Insurance Score
0.0
Listings Discount
49.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61260 | 34.0 | 8.4 | 0.0 | 49.7 |
| County 17131 | 30.8 | 8.8 | 0.0 | 21.7 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61273 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 14 |
| 61442 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 57 | 11 |
| 61231 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 9 |
| 61412 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 61472 | 32.3 | EARLY_SIGNAL | VACANCY | — | 13 |
| 61264 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 11 |
| 61486 | 31.2 | EARLY_SIGNAL | VACANCY | — | 9 |
| 61465 | 30.1 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 61281 | 29.9 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 61279 | 29.4 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61260
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.